Trust Beyond the Credit Score
Add a digital reputation layer to your credit decisions. AI-powered trust scores that complement traditional credit data with public risk intelligence.
global consumer lending market
trust dimensions per entity
countries with localized analysis
How Lenders Use TCI
Borrower Assessment
Supplement credit checks with digital trust data. Assess borrower reputation, online presence, and public risk signals before approving loans.
Fraud Detection
Detect synthetic identities, misrepresented credentials, and borrowers with inconsistent digital footprints that suggest elevated fraud risk.
SME Lending Intelligence
Evaluate small business owners and their companies. Trust scores reveal reputational risks that financial statements alone can't capture.
Portfolio Risk Monitoring
Monitor existing borrowers for reputational changes. Get early warning signals when a borrower's digital trust profile deteriorates.
Integrate in Three Steps
Enter Borrower Name
Get Trust Score
Lend With Confidence
Built for Financial Services
AI-Powered Scoring
GPT-4o analyzes 6 trust dimensions to produce a holistic reputation score that complements traditional credit data.
AAA–D Rating Scale
Familiar institutional rating scale with directional outlook — designed for credit committees and risk teams.
Global Coverage
Assess borrowers in 40+ countries using localized search, news, and public records databases.
Audit-Ready Reports
PDF reports with cited sources and methodology — suitable for credit files, regulatory reviews, and audit trails.
Confidential & Compliant
Borrowers are never notified. Analysis uses only publicly available data. Reports are NDA-protected.
Portfolio Monitoring
Add borrowers to your watchlist. Receive email alerts when their trust scores change, enabling proactive risk management.
Bank, Fintech, or Lending Platform?
Enterprise API for automated borrower screening. Batch processing, webhook alerts, and seamless integration with your loan origination system.